Of course you should save for retirement. But as a firm that specializes in retirement planning, we believe that saving by itself isn’t enough. We also believe that if you’re over 50, you shouldn’t take the risks you did when you were younger. Your retirement planning needs to protect your principal.
That’s why Retirement Planners of America follows an Invest and Protect strategy: to take advantage of unlimited upside when the market is good and protect your savings when it’s not.
Too many people learned the importance of investment protection during the Great Recession. People near retirement were especially hard hit.