You can learn more about RPOA, our team and the services we offer as well as our awards and national media attention on our Why Us page.

Is Long Term Care Insurance Right for You? Review These Nine Steps

Is long-term care insurance worth it? It’s a question I hear often, probably because premiums can be costly. But as expensive as long-term care insurance may be, we often recommend that our RPOA clients consider purchasing it. Why? According to, the average costs for long-term care in the U.S. range from $43,546 per year for a one-bedroom unit in an assisted living care facility to $92,376 per year for a private room in a nursing home.

It’s All About the Stimulus

If you listen to my radio show or read this blog, you’ll know that I don’t think you should be concerned about the upcoming presidential election, at least as far as the market and your retirement stocks are concerned. Based on historic and general trends, we expect there would be an initial surge or a drop in the market if there is a change in presidents, but that effect wouldn’t last. “Bull markets and bear markets come and go,

Timing Spousal Social Security Benefits for Maximum Results

Social Security is one of the largest sources of income for retirees and coordinating Social Security benefits for married couples can make a big difference in the amount of money received. If you don’t time your spousal benefits correctly, you and your spouse could leave thousands of dollars on the table, even hundreds of thousands of dollars over your lifetime.

Each week on my radio show, I answer Social Security-related questions from listeners so others can learn about the myriad ways to apply for and maximize Social Security benefits.

Trump’s COVID Diagnosis: What Does It Mean to the Market?

President Trump’s recent COVID-19 diagnosis is obviously big news— news that affects many different aspects of our country, including the stock market. Does it change the current dynamics of investing?

It could. I believe investors do not like uncertainty, and no one knows what will happen in this situation. When I recorded my radio show on Friday, October 2nd, the president had just shared the news that he’d tested positive for Coronavirus. Then he was admitted to the hospital.

Are You Worried Yet?

Last week I wrote a blog post entitled “What Should You Worry About Right Now?” I know many of you are worried about a plethora of things: the market and how it could affect your retirement portfolio are likely at the top on the list. Should you be worried?

We have tens of millions of people unemployed, a record number of bankruptcies, and an economy so bad it’s being compared to the Great Depression.